The Life Insurance Movement

 

The Life Insurance Movement.

Those 4 words together are so powerful.

 

I know many of you are thinking, why the heck is she blogging about life insurance? This is a mommy blog.  But I believe that this is a HUGE part of being a mommy.  Protecting your family for the unknown.  So I saw that Jeff Rose was rallying for a Life Insurance Movement, I couldn’t help but jump at the opportunity to join in.  I have seen firsthand peoples’ lives turned upside down by a tragedy or disease. I worked in the medical field from 2004-until Kennedy was born. So I’ve seen it. The bad, the ugly.  Death does not discriminate by age. My mom is a nurse at a Veteran’s Nursing Home. She sees death every day. So to say that the what-if’s have been talked about if an understatement.

As many of you know my FIL owns a car dealership, which we all work at. My husband will take it over when my FIL decides to retire. With that, Andy already had a couple of policies taken out for work purposes before I ever met him.  Then we met. Then we got married, bought a house& had Kennedy.  Then… I panicked.  What if something happened to one of us. How would the other raise a child, pay all of our bills without any help?  All while trying to mend the broken heart that you are left with in the instance of death. We both were very insistent on getting life insurance. We needed to make sure we both were protected and most of all, Kennedy.  As much as death isn’t a topic that anyone likes to talk about, it is something that people have to recognize and be prepared for, at least financially.  Andy and I have worked really hard to build a life for our family that we are comfortable with. But that means both of us.  If something were to happen, I need to be confident in knowing that Andy or Myself will be ok financially while we figure things out.  Bills don’t stop, funerals need to be paid for, student loans need to be paid and children need to be raised.  With us not knowing when our time will be to leave this earth, I like to focus on doing everything that we can to take some of the financial stresses out of that equation. I know that losing someone can derail you and your life for some time, and I also know that the last thing I am going to want to do is focus on trying to make sure we can afford all of the things needed.

I am a wife. I am a mother. I need to do my job as both and make sure that my husband and child (and future children) are taken care of if God forbid something happen to me. 

Although, I don’t know how many different options are out there, I am sure that there is someone in your town that could recommend a good plan for you and your family or point you in the right direction.  My hope is that this Life Insurance Movement will bring awareness of the importance to a family life insurance is and answer any questions that people have.  Many times people have the best intentions but don’t know where to start.  Why not start here? Read some personal stories about it. Read some advice. Ask questions, make comments. Talk about it. That is where it starts.

Head over to Jeff’s link-up and look around.. You won’t be disappointed!